Please read our bios to learn more about us.
At Ray Olson Family Financial Planning our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address
your individual situation.
Please read our bios to learn more about us.
What’s the best advice you’ve ever received? In business, concentrate on doing one thing extremely well and master it. Don’t get sidetracked by other businesses unrelated to yours.
What is your favorite quote and why?
“Investor Returns = Investment Returns - Investor Behavior.”
— Warren Buffet
This is probably the best and simplest summary of investing. We like to say that “We’ve solved the investment problem, but not the Investor problem.”
When you are not at the office, you can often be found doing what? JMU football, being active outdoors, especially Wintergreen skiing & hiking, golfing and tennis. Indoors, I enjoy playing the guitar and binge watching some new show.
What is your most treasured memory? Meeting my wife Cammie on the beach at the Outer Banks!
For what in life do you feel most grateful? How fortunate I am to live the life I have while others in this world are not so lucky. And for my family — Cammie, Stephanie, and Julia.
If you could spend the day with anyone, who would it be and what would you like to learn? John F. Kennedy. I always looked up to him since I was a boy during the Civil Rights Era. I’d want to know what advice he could impart on leadership as well as working and caring for others who are different from you.
Why do you do what you do? I love helping people achieve their different dreams. With my background I get so excited putting those skills to work to help them map out an individualized plan. While, I have always loved investing, I have learned that it requires much more than building portfolios. I have a deep level of caring and enjoy problem solving, I actually prefer listening to talking, and find great satisfaction in helping others succeed in life.
Ray has been featured on the Admired Advisor Podcast and quoted in the Wall Street Journal.
What do you enjoy most about being a team member of Ray Olson, LLC? From the day I walked in the door I felt welcomed and part of the team. It may be cliché to say, but we truly are a big family here to support one another and those we serve.
What’s the best advice you’ve ever received? It’s okay to ask for help sometimes. Leveraging resources and personal connections demonstrates maturity, not weakness.
What is your favorite quote and why? "The best way to measure your investing success is not by whether you’re beating the market but by whether you’ve put in place a financial plan and a behavioral discipline that are likely to get you where you want to go.” – Benjamin Graham
Reading Benjamin Graham’s renowned text, “The Intelligent Investor” at an early age laid the foundation for my investment philosophy and passion for helping others achieve their goals; in lieu of idolizing flashy numbers.
When you are not at the office, you can often be found doing what? Exploring a new body of water in my boat, catching a few fish, and enjoying the subtleties nature presents.
For what in life do you feel most grateful? There is nothing I value more than my family. I am extremely blessed to be a member of the Casillas family and all the joy, laughter, and goodness each member (of 58) presents.
What is your favorite place in the world and why? Eagle Lake, a hidden gem in the mountains of Northern California, will always be a sacred place to me and my large extended family. I will always cherish the memories and adventures that helped ingrain values into my younger self and shape me into the man I am today.
If you could spend the day with anyone, who would it be and what would you like to learn? Bill Russell. As a diehard Boston Celtics fan, I’m in awe of his accomplishments on the basketball court and 11 championship rings, but I’m even more impressed with his character, demeaner and perseverance. He broke down racial barriers, served his community, and remained true to himself his entire life. A day with him would surely be full of epic stories, life lessons, subtle humor, a fountain of basketball knowledge, and result in an immense amount of gratitude on my end.
What do you enjoy most about being a team member of Ray Olson, LLC? Being part of a close-knit team, as well as the responsibility of being part of this business and working with our clients. I love the feeling of accomplishment, helping others and being needed.
What’s the best advice you’ve ever received? “Be persistent” - Don’t ever give up!”
How are your personal qualities reflected at work? I am a self-starter, creative, honest and have a sense of urgency to get the job done and get it done right.
When you are not at the office, you can often be found doing what? My husband and I like to frequent estate sales and antique shops. We also enjoy spending time with our four grown children — Jason, Matthew, Jacob and Morgan.
For what in life do you feel most grateful? My husband of forty years and our beautiful, successful children!
Judy has been in the financial services industry since 1995. Prior to joining our group in 2013, she was a Sales Assistant with Wells Fargo Brokerage. Preceding that she was a Bank Branch Manager and transitioned through four bank mergers (Signet, First Union, Wachovia and Wells Fargo). Judy began her career in 1973 in the JC Penney Management Training Program and was a Manager of the fine jewelry department.
What do you enjoy most about being a team member of Ray Olson, LLC I really appreciate the family atmosphere of the company. I immediately felt welcomed and part of the team right away and love the way we work together to help clients.
How are your personal qualities reflected at work? I am very task driven and like to check things off a list. I bring that into my work so that I don’t forget to do things and make sure it’s done right the first time. I am also very organized and like things neat and kept that way. I bring that into work by having a place for everything and not keeping unnecessary things.
When you are not at the office, you can often be found doing what? Spending time with my husband and daughter. I also enjoying running and run several races a year.
What is your favorite quote and why?
"And in the end the love you take is equal to the love you make."
— The Beatles
Because it helps me value each day as you may not know if it’s your last; life is short so live and love fully every day.
For what in life do you feel most grateful? I am most grateful for my husband and daughter. Family and making great memories are very important to me.
Kathryn joined our group in 2016, she spent the prior ten years working at Wells Fargo supporting three financial advisors. Kathryn has received an Associate of Applied Sciences degree in Computer Networking.
What is your favorite quote?
"When you change the way you look at things, the things you look at change.”
— Wayne Dyer
What is your most treasured memory? When Ray proposed to me. We met at the beach so he recreated the beach on his back deck... sand, a CD playing ocean sounds, a baby pool filled with water. My engagement ring was on a flipper in the pool.
What professional achievement are you most proud of and why? Earning the Series 7! It is an incredibly intensive exam requiring months and months of preparation and I was working full time and pregnant with our second daughter when I became licensed.
If you could spend the day with anyone, who would it be and what would you like to learn? My father, John Geoghegan, who died in Vietnam when I was six months old. I want to know simple things - how he walked, how he talked, what kinds of food and music he enjoyed. Did he like dogs? Have I made him proud?
For what in life do you feel most grateful? Being a wife and mother.
With the many demands on your time and the complexities of the financial decisions you face, the comprehensive wealth advisory approach we provide can help make a real difference, both for your family and your business.
We understand that your investment portfolio is only one aspect of your whole financial picture, which is why we work with a team of experts, including your CPA and Estate Attorney, to determine the most beneficial course of action and strategy for all of your wealth needs. And if you don’t have a CPA or Estate Attorney, we can help you find the right one, based on your specific goals.
We also work with Third-Party Administrators, Custodians, Record Keepers and other professionals in order to help meet all of your retirement plan needs.
It is our goal that by having a team of experts working closely together, we maximize the effectiveness of your plan to help ensure that it stays in synch, with every item properly addressed.
In order to help you maximize your potential for success in all areas of your financial life, we focus on these important areas:
This process can be key to creating and maintaining your financial comfort. It can include:
Proper estate planning is the most effective way to help ensure that you are able to provide for the financial health and well-being of your family. It also can reduce or prevent much of the stress that so often occurs when heirs attempt to sort out a family member’s estate.
We help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy.
We work to ensure that your wealth is protected against catastrophic losses, an extended illness or disability and identity fraud. Business owners might also want to consider strategies to protect their wealth and the value of their businesses.
We also offer a comprehensive range of retirement plan solutions, from 401(k) plans to profit sharing plans, defined benefit plans and many other qualified plan types, we provide the options you need and the guidance you deserve. This means we can help you plan for — and enjoy — a more secure retirement, both personally and professionally.
Ray Olson, LLC
2201 West Broad Street
Richmond, VA 23220
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